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Senior Analyst, Credit and Collections (Anywhere in Canada)

Job Requisition ID: 8769  

Language Designation: English Essential 

Language Skill Levels (Read/Write/Speak): ZZZ 

Starting Base Salary: 66642.22 

Position Status: Permanent Full Time 

Travel Requirement: Travel not required 

Office Location: Ottawa (ON); Calgary (AB); Halifax (NS); Montreal (QC); Toronto (ON); Vancouver (BC)


At CMHC, we trust you to get the job done. We empower our employees to be fully autonomous and accountable in achieving their results. Employees focus on how they achieve results rather than when and where they choose to work.


Here are some of the reasons why we were chosen as one of Canada's top employers:

  • Enjoy 5 weeks of vacation;
  • An annual individual performance bonus;
  • Defined benefit pension plan;
  • Comprehensive group insurance to support your well-being from day one;
  • Access to a catalogue of courses for individual learning;
  • An inclusive workplace culture and environment with multiple Employee Resource Groups and much more!




Help make a difference for Canadians. CMHC’s aspiration is that by 2030, everyone in Canada has a home that they can afford and that meets their needs. All of our programs and activities support this singular goal.
Be part of an inclusive workplace. Diversity and Inclusion guides everything we do at CMHC. We’re taking concrete actions to eradicate racism and advance equity within CMHC and the housing system.

Join the Client Operations Team where we make housing affordability solutions easy. Your ability to conducts ongoing creditworthiness analyses and evaluations of existing and potential counterparties and your attention to details will support CMHC’s credit risk policies.

  • Perform complex financial analyses of rated and non-rated financial entities and other counterparties related to the Corporation’s securitization, outsourcing, investment and hedging activities and/or mortgage loan insurance activities.
  • Prepare proposals/recommendations for investment limits and for the financial strength of a borrower and assign internal credit ratings to counterparties based on the results of financial reviews.
  • Evolve and implement CMHC’s credit risk policies and procedures.
  • Establish and maintain professional relationships with key corporate client leaders and other relevant stakeholders to gain a thorough understanding of the operations and environment.
  • Provide ad hoc financial analysis related to corporate initiatives.
  • Ensure that appropriate systems are in place for effective and efficient credit risk analysis.

Minimum Qualifications:

  • Undergraduate degree in accounting, finance, economics or any related field.
  • Chartered Financial Analyst (CFA), Financial Risk Manager (FRM), or Chartered Professional Accountant (CPA) designation would be considered an asset.
  • Minimum of three years’ experience in the area of Financial Risk Management with a focus on fundamental credit / investment analysis.
  • Understanding of financial statements and general accounting principles.
  • Intermediate MS Excel skills; experience with market information and analysis systems (Bloomberg, Reuters, S&P Capital IQ).
  • Experience with Wallstreet Suite would be an asset.
  • Oral and written communication skills including presentation skills.
  • Ability to take initiative and work both independently and in a team environment.
  • Excellent organizational skills and ability to prioritize and work in a multi-demand environment.
  • Bilingualism (French and English) is a strong asset.

Posting closing date: Note, the competition may remain active until filled.



On June 14, 2022, the Government of Canada announced that as of June 20, 2022, it will suspend vaccination requirements for federal government employees.  This decision followed a review of the current public health situation, including the evolution of the virus and vaccination rates in Canada. As a result, and consistent with the Government of Canada decision, CMHC has suspended its Vaccination Policy, effective June 20, 2022.  


As a result, at this time, CMHC does not require employees to be fully vaccinated as a condition of employment.  CMHC will continue to monitor the public health situation and may at any time make adjustments and adopt or reintroduce measures, including mandatory vaccination, attestation and verification requirements. Any such vaccination measures, as updated from time to time, shall form a term and condition of your employment at CMHC.


CMHC is an inclusive workplace where diversity of thought – and of people – are recognized, valued, and considered essential to achieving our aspiration.
We are committed to employment equity and actively encourage applications from women, Indigenous Peoples, persons with disabilities, veterans and persons of all races, ethnicities, religions, abilities, sexual orientations, and gender identities and expressions. We also welcome applications from non-Canadians who are eligible to work in Canada.
We sincerely thank all candidates for their interest, however, please note that only applicants selected for further consideration will be contacted. If selected for an interview or testing, please advise us if you require an accommodation.