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Bilingual Specialist, Credit Analysis (Anywhere in Canada)

Job Requisition ID: 9192  

Language Designation: Bilingual 

Language Skill Levels (Read/Write/Speak): CBC 

Position Status: Permanent Full Time 

Travel Requirement: Limited 

Office Location: Montreal (QC); Calgary (AB); Halifax (NS); Ottawa (ON); Toronto (ON); Vancouver (BC)

Salary: Our salaries generally range from $ 81410.14 to $ 101762.68 and are based on qualifications and experience. 


At CMHC, we trust you to get the job done. We empower our employees to be fully autonomous and accountable in achieving their results. 


Here are some of the reasons why we were chosen as one of Canada's top employers:


  • Enjoy 5 weeks of vacation;
  • An annual individual performance bonus;
  • Defined benefit pension plan;
  • Comprehensive group insurance to support your well-being from day one;
  • Access to a catalogue of courses for individual learning;
  • An inclusive workplace culture and environment with multiple Employee Resource Groups and much more!


Help make a difference for Canadians. CMHC’s aspiration is that by 2030, everyone in Canada has a home that they can afford and that meets their needs. All of our programs and activities support this singular goal.

Be part of an inclusive workplace. Diversity and Inclusion guides everything we do at CMHC. We’re taking concrete actions to eradicate racism and advance equity within CMHC and the housing system.

Join the Client Operations Team in the Bilingual Specialist, Credit Analysis position. 



  • Prepare credit risk assessments of applicants supporting the Multi-Unit programs.
  • Review financial statements and organizational structure, calculate financial ratios, and prepare/present a credit risk report to management.
  • Provide advice and recommendations to appropriate staff and management on applicants’ creditworthiness.
  • Establish and maintain meaningful relationships with key stakeholders to gain a thorough understanding of the operational environment in order to influence complex business decisions.
  • Perform, document, and guide ad hoc financial analysis and provide analytical assistance to various internal stakeholders.


Minimum Qualifications:


  • Undergraduate degree in a related field such as business, accounting, finance, commerce or economics.
  • Minimum of five years’ experience in credit/financial analysis and risk management practices.
  • Strong oral and written communication skills.  
  • Strong analytical reasoning, attention to detail, excellent organizational skills and the ability to prioritize and work in a multi-demand environment.
  • Intermediate MS Excel skills, knowledge of market information and analysis systems (Bloomberg, Reuters, S&P Capital IQ)
  • Good knowledge of multi-unit underwriting operations
  • Bilingualism (English and French)


Preferred Qualifications:


  • A professional designation is considered an asset (Chartered Financial Analyst, Financial Risk Manager or Chartered Professional Accountant designation).



Posting closing date: Note, the competition will remain active until filled.





On June 14, 2022, the Government of Canada announced that as of June 20, 2022, it will suspend vaccination requirements for federal government employees.  This decision followed a review of the current public health situation, including the evolution of the virus and vaccination rates in Canada. As a result, and consistent with the Government of Canada decision, CMHC has suspended its Vaccination Policy, effective June 20, 2022.  


As a result, at this time, CMHC does not require employees to be fully vaccinated as a condition of employment.  CMHC will continue to monitor the public health situation and may at any time make adjustments and adopt or reintroduce measures, including mandatory vaccination, attestation and verification requirements. Any such vaccination measures, as updated from time to time, shall form a term and condition of your employment at CMHC.


CMHC is an inclusive workplace where diversity of thought – and of people – are recognized, valued, and considered essential to achieving our aspiration.
We are committed to employment equity and actively encourage applications from women, Indigenous Peoples, persons with disabilities, veterans and persons of all races, ethnicities, religions, abilities, sexual orientations, and gender identities and expressions. We also welcome applications from non-Canadians who are eligible to work in Canada.
We sincerely thank all candidates for their interest, however, please note that only applicants selected for further consideration will be contacted. If selected for an interview or testing, please advise us if you require an accommodation.