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At CMHC, we trust you to get the job done. Since January 2019, we’ve shifted from managing people to managing work. Each employee is 100% autonomous and accountable. You can choose where you need to be and when you need to be there to meet your objectives. You’re in control of your time and are trusted to make the right decisions.

Bilingual Specialist, Assisted Housing (Position can be located anywhere in Canada)

Help make a difference for Canadians. CMHC’s aspiration is that by 2030, everyone in Canada has a home that they can afford and that meets their needs. All of our programs and activities support this singular goal.

Be part of an inclusive workplace. Diversity and Inclusion guides everything we do at CMHC. We’re taking concrete actions to eradicate racism and advance equity within CMHC and the housing system.



Join the Client Operations Team, where we make delivering housing affordability solutions easy. The Specialist, Assisted Housing oversees administration and decisions relevant to underwriting, servicing and lending activities for the purposes of mitigating risks, optimizing client service and achieving corporate objectives. They also provide superior quality service to enhance the corporate image and maintain sound business relationships with industry clients and various levels of CMHC.


•    In consultation with internal and/or external legal partners, drafting, preparing, and negotiating terms and conditions, and supporting clients in the execution of loan agreements and supporting documents,
•    Recommending funding advances and monitoring the ongoing construction of housing projects.
•    Reviewing and analyzing complex funding commitments and providing recommendations for legal contracts, funding strategies and construction advancing.
•    Performing in-depth analysis of legal documentation and professional third-party reports, such as appraisals, quantity surveyor reports and environmental site assessments, to assess risks to CMHC and recommend appropriate solutions.
•    Analyzing complex files to derive recommendations and solutions in line with the expected outcomes of the programs and government expectations and within CMHC’s risk appetite.
•    Providing expertise and advice on relevant programs, policies, products, and services.
•    Establishing and maintaining meaningful relationships with clients and other relevant stakeholders to gain a thorough understanding of the operations and environment, to facilitate reviews and analysis of documents.
•    Leveraging financial and policy authorities to recommend exceptions, when applicable, while designing new solutions.


Minimum Qualifications:


•    Bachelor’s degree in Law, Legal studies, Commerce, Real estate, or a related field.
•    Minimum of five years of experience in real estate law, construction financing or commercial banking.
•    Demonstrated experience handling complex legal matters and aspects of real estate finance transactions including drafting and dealing with various loan and security documents and reviewing appropriate search results.  
•    Demonstrated client relationship management skills with the ability to negotiate with clients and arrive at acceptable solutions, sometimes in controversial conditions and tight time constraints.
•    Experience in construction loan management or funding is an asset.
•    Knowledge of multi-unit residential lending industry and practices is an asset.
•    In-depth knowledge of risk factors related to construction finance and lending for affordable housing projects.
•    Understanding of social and affordable housing programs.
•    Strong knowledge of procedures, policies, regulations, and risk management.
•    Knowledge of market trends, developments and practices in Canada and of industry partners.
•    Strong decision-making skills.
•    Excellent oral and written communication skills.


Preferred Qualifications:


•    Certified in Real Estate Finance (CRF), Certified Property Manager (CPM), Chartered Financial Analyst (CFA), Professional Quantity Surveyor (PQS), Canadian Risk Manager (CRM) or Accredited Appraiser Canadian Institute (AACI) designation will be considered an asset.


Posting closing date: Note, the competition may remain active until filled.





CMHC has implemented vaccination requirements to align with Government of Canada mandatory vaccination measures for the federal public service.


Vaccination against COVID-19 is mandatory for all CMHC employees, regardless of place of work (teleworking, working remotely or working on-site). CMHC’s vaccination measures, as updated from time to time, are a term and condition of employment.


CMHC requires all new employees to be fully vaccinated as a condition of employment. If you are the selected candidate, your vaccination status will be verified by an authorized CMHC third party as part of the offer process. If you wish to request an exemption from CMHC’s vaccination requirements on valid human rights-based grounds, you must do so at the offer stage as part of the recruitment process and be approved for an exemption before any offer of employment can be issued.


CMHC is an inclusive workplace where diversity of thought – and of people – are recognized, valued, and considered essential to achieving our aspiration.


We are committed to employment equity and actively encourage applications from women, Indigenous Peoples, persons with disabilities, veterans and persons of all races, ethnicities, religions, abilities, sexual orientations, and gender identities and expressions. We also welcome applications from non-Canadians who are eligible to work in Canada.


We sincerely thank all candidates for their interest, however, please note that only applicants selected for further consideration will be contacted. If selected for an interview or testing, please advise us if you require an accommodation.


Job Requisition ID: 7668  

Language Designation: Bilingual 

Language Skill Levels (Read/Write/Speak): CBC 

Minimum Base Salary: 77114.85 

Travel Requirement: Travel not required 

Office Location: Ottawa (ON); Calgary (AB); Halifax (NS); Montreal (QC); Toronto (ON); Vancouver (BC)

Other Location(s):