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Bilingual Senior Specialist, Default Prevention and Management (Anywhere in Canada)

Job Requisition ID: 8574  

Language Designation: Bilingual 

Language Skill Levels (Read/Write/Speak): CBC 

Starting Base Salary: 94388.91 

Position Status: Temporary Full Time 

Travel Requirement: Travel not required 

Office Location: Ottawa (ON); Calgary (AB); Halifax (NS); Montreal (QC); Toronto (ON); Vancouver (BC)


At CMHC, we trust you to get the job done. We empower our employees to be fully autonomous and accountable in achieving their results. Employees focus on how they achieve results rather than when and where they choose to work.


Here are some of the reasons why we were chosen as one of Canada's top employers:

  • Enjoy up to 3 weeks of accrued vacation;
  • An annual individual performance bonus;
  • Access to a catalogue of courses for individual learning;
  • An inclusive workplace culture and environment with multiple Employee Resource Groups and much more!


Help make a difference for Canadians. CMHC’s aspiration is that by 2030, everyone in Canada has a home that they can afford and that meets their needs. All of our programs and activities support this singular goal.
Be part of an inclusive workplace. Diversity and Inclusion guides everything we do at CMHC. We’re taking concrete actions to eradicate racism and advance equity within CMHC and the housing system.

Join the Client Operations team where we make it easy to find solutions to housing projects that are facing challenges. 


This is a temporary position of a duration of 18 months.




  • Conduct in-depth reviews of expert analyses for the purposes of assessment, recommendation or approval, calling on your knowledge of mortgage recovery, underwriting and servicing management, and of financial, legal and real-estate management of multi-unit buildings.
  • Ensure an in-depth analysis of projects in financial difficulty is conducted and recommend fitting solutions to resolve complex and sometimes delicate default situations.
  • Provide leadership by managing workflow, improving operational processes and implementing initiatives to address a wide range of operational needs.
  • Ensure that multi-unit project analyses and recommendations provide cost-effective options within CMHC’s risk appetite to resolve payment defaults and contract breaches, and handle claim adjudication and payment. 
  • Proactively communicate with key stakeholders, share expertise and lessons learned, and influence business strategies and practices.

Minimum Qualifications:


  • Undergraduate degree in commerce, business administration, law, real estate and/or finance.
  • Minimum of seven years experience working in multi-unit mortgage recovery, underwriting or administration. 
  • In-depth knowledge of risk drivers related to mortgages for multi-unit projects of five or more units.
  • Demonstrated experience with recovery plans for multi-unit projects of five or more units.
  • Working knowledge of CMHC mortgage insurance products and of the National Housing Strategy.
  • Advanced oral and written communication skills and project team management skills. 


Posting closing date: Note, the competition may remain active until filled.



On June 14, 2022, the Government of Canada announced that as of June 20, 2022, it will suspend vaccination requirements for federal government employees.  This decision followed a review of the current public health situation, including the evolution of the virus and vaccination rates in Canada. As a result, and consistent with the Government of Canada decision, CMHC has suspended its Vaccination Policy, effective June 20, 2022.  


As a result, at this time, CMHC does not require employees to be fully vaccinated as a condition of employment.  CMHC will continue to monitor the public health situation and may at any time make adjustments and adopt or reintroduce measures, including mandatory vaccination, attestation and verification requirements. Any such vaccination measures, as updated from time to time, shall form a term and condition of your employment at CMHC.


CMHC is an inclusive workplace where diversity of thought – and of people – are recognized, valued, and considered essential to achieving our aspiration.
We are committed to employment equity and actively encourage applications from women, Indigenous Peoples, persons with disabilities, veterans and persons of all races, ethnicities, religions, abilities, sexual orientations, and gender identities and expressions. We also welcome applications from non-Canadians who are eligible to work in Canada.
We sincerely thank all candidates for their interest, however, please note that only applicants selected for further consideration will be contacted. If selected for an interview or testing, please advise us if you require an accommodation.