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At CMHC, we trust you to get the job done. Since January 2019, we’ve shifted from managing people to managing work. Each employee is 100% autonomous and accountable. You can choose where you need to be and when you need to be there to meet your objectives. You’re in control of your time and are trusted to make the right decisions.

Bilingual Advisor, Financial Solutions (Position can be located anywhere in Canada)

Help make a difference for Canadians. CMHC’s aspiration is that by 2030, everyone in Canada has a home that they can afford and that meets their needs. All of our programs and activities support this singular goal.

Be part of an inclusive workplace. Diversity and Inclusion guides everything we do at CMHC. We’re taking concrete actions to eradicate racism and advance equity within CMHC and the housing system.



Join the Client Solution Division, in the Financial Solutions Team, where our partners view CMHC as the catalyst for solving housing affordability challenges. Your skills and passion for building and managing key client relationships, will support CMHC goal.




  • Negotiates and navigates through challenging issues that can be politically sensitive.
  • Balances the needs of the client against the risk to the Corporation in the creation of funding and lending strategies in consultation with Legal, Treasury and other relevant stakeholders.
  • Provides leadership, direction and expert guidance to peer, stakeholder groups, client facing staff and senior management on decisions relating to the application review and funding approval.
  • Recommends and approves complex applications within the associated policy framework and delegated financial authorities.   
  • Accountable for the overall management and administration of the initiative which consist of policy development, development of guidelines and procedures, providing expert functional guidance and training, management of the distribution of files, etc.
  • Actions risk-based decisions  with direct impact on achievement of overall program target outcomes.
  • Strategically influences the program operational workflow and internal staff’s performance by providing expert functional guidance and direction; directly contributing to the development and delivery of training materials and collateral to both internal staff and external stakeholder groups.
  • Defines and monitors outcomes reported to Senior Management and the Minister, and monitors and tracks commitments against annual and total budgets.Actively promotes the initiative internally and externally, leverages CMHC's existing client-facing network, and ensures the development of new networks and relationships with a range of clients and stakeholders.
  • Works with Legal and the Oversight functions to ensure delivery risks are mitigated. Leverages expertise from internal stakeholders (Legal, Professional Services, Finance and Treasury).

Minimum Qualifications:


  • Undergraduate degree in a related field such as business administration, finance or commerce.
  • Minimum of ten years of prior relevant experience.
  • Expert knowledge of multi-unit real estate financing, lending, real estate, financial markets and credit risk analysis.
  • Strong analytical and problem-solving skills to resolve complex issues, sometimes using out-of-the-box thinking, and evaluate risk/reward trade-off considerations.
  • Ability to take initiative and work independently on projects and to develop and utilize a network within CMHC to achieve objectives.
  • Knowledge of the legal framework related to lending in Canada including legal documentation requirements, title registry systems in all provinces and territories, default management remedies and prudent loans administration practices.
  • Strong oral and written communication skills, including influencing, negotiation and presentation skills.
  • Strong ability to establish and maintain effective working relationships.
  • Advanced ability to identify, assess and manage risk to ensure desired outcomes


Preferred Qualifications:


  • Certified in Real Estate Finance (CRF), Certified Property Manager (CPM), Chartered Financial Analyst (CFA), Chartered Accountant (CA) or Accredited Appraiser Canadian Institute (AACI) designation would be considered an asset.

Posting closing date : Note, the competition may remain active until filled.



CMHC has implemented vaccination requirements to align with Government of Canada mandatory vaccination measures for the federal public service.


Vaccination against COVID-19 is mandatory for all CMHC employees, regardless of place of work (teleworking, working remotely or working on-site). CMHC’s vaccination measures, as updated from time to time, are a term and condition of employment.


CMHC requires all new employees to be fully vaccinated as a condition of employment. If you are the selected candidate, your vaccination status will be verified by an authorized CMHC third party as part of the offer process. If you wish to request an exemption from CMHC’s vaccination requirements on valid human rights-based grounds, you must do so at the offer stage as part of the recruitment process and be approved for an exemption before any offer of employment can be issued.


CMHC is an inclusive workplace where diversity of thought – and of people – are recognized, valued, and considered essential to achieving our aspiration.


We are committed to employment equity and actively encourage applications from women, Indigenous Peoples, persons with disabilities, veterans and persons of all races, ethnicities, religions, abilities, sexual orientations, and gender identities and expressions. We also welcome applications from non-Canadians who are eligible to work in Canada.


We sincerely thank all candidates for their interest, however, please note that only applicants selected for further consideration will be contacted. If selected for an interview or testing, please advise us if you require an accommodation.


Job Requisition ID: 7819  

Language Designation: Bilingual 

Language Skill Levels (Read/Write/Speak): CBC 

Minimum Base Salary: 117034.75 

Travel Requirement: Occasional 

Office Location: Ottawa (ON); Calgary (AB); Halifax (NS); Montreal (QC); Toronto (ON); Vancouver (BC)

Other Location(s):