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At CMHC, we trust you to get the job done. Since January 2019, we’ve shifted from managing people to managing work. Each employee is 100% autonomous and accountable. You can choose where you need to be and when you need to be there to meet your objectives. You’re in control of your time and are trusted to make the right decisions.

Senior Manager, Financial Solutions (Position can be located anywhere in Canada)


Help make a difference for Canadians. CMHC’s aspiration is that by 2030, everyone in Canada has a home that they can afford and that meets their needs. All of our programs and activities support this singular goal.

Be part of an inclusive workplace. Diversity and Inclusion guides everything we do at CMHC. We’re taking concrete actions to eliminate racism and embed equity into our culture, processes, programs, and policies so that they reflect the lived experiences of all Canadians.

Join the Credit Assessment and Underwriting team, where we make delivering housing affordability solutions easy. You will be one of five Senior Managers overseeing the review and approval of multi-unit rental mortgage loan insurance applications through the provision of underwriting and credit assessment services to clients in order to achieve overall client satisfaction as well as program and corporate objectives in the best interest of all Canadians.


• Provides leadership in the assessment and decision making of financial applications, that is, multi-unit mortgage loan insurance within the associated policy framework and delegated financial authorities.
• Supports the delivery of financial solutions related to Multi-Unit Affordable Housing and Mortgage Loan Insurance programs and oversees the collaboration with peers from various divisions to provide comprehensive services to clients and achieve business objectives.
• Develops objectives and take responsibility for engagement, enabling a culture of learning, performance management and accountability within a divisional group.
• Creates opportunities that encourage bilingualism and diversity and implements practices to advance an inclusive, healthy organization, respectful of the diversity of people and their skills and free from harassment and discrimination.
• Oversees the identification and management of risk by ensuring due diligence, while reviewing and approving complex applications, and monitoring compliance to product design, policies and the quality of results by reviewing key performance indicators.
• Ensures that housing providers' financial request and internal risk and social outcomes are appropriately considered during the application review stage.

Minimum Qualifications:
• Undergraduate degree in accounting, finance, business administration or commerce or a related field.
• Minimum of ten years of relevant experience and five years of supervisory and/or management experience including leading projects.
• Expert knowledge and understanding of underwriting theories, principles and processes, as well as credit risk analysis, real estate financing, loan adjudication, mortgage loan insurance and financial markets.
• Ability to make a persuasive, clear presentation of ideas that will convince others and gain acceptance of proposals or plans.
• Ability to use critical thinking, judgment and experience to find a solution when managing issues of a politically sensitive nature. Ability to act promptly to resolve conflict. Ability to think forward to detect potential problems and forthcoming challenges.
• Knowledge and experience in change management


Preferred Qualifications
• Certification: Real Estate Finance, Chartered Financial Analyst, Chartered Accountant.
• Appraiser background.


Posting closing date: Note, the competition may remain active until filled.


CMHC values diverse backgrounds and experience and welcomes non-Canadians who are eligible to work in Canada to apply!


We sincerely thank all candidates for their interest, however, please note that only applicants selected for further consideration will be contacted. If selected for an interview or testing, please advise us if you require an accommodation.


Job Requisition ID: 5460  

Language Designation: Bilingual 

Language Skill Levels (Read/Write/Speak): CBC 

Travel Requirement: Occasional 

Office Location: Calgary (AB); Halifax (NS); Montreal (QC); Ottawa (ON); Toronto (ON); Vancouver (BC)

Other Location(s):